Recently I’ve found that separating my spending money from my main account has been a great way to keep track and look after my finances.
It’s really important to me that I don’t overspend, so a while back I decided to put my monthly spending allowance (well... a bit less than) into a separate account and use that card then for anything that’s not a bill, fuel or household food shopping. This has been very successful and I wanted to share this idea in the hope that it will help others.